Commercial FinancingINVESTMENT BANKERS VERSUS LOAN BROKERS Investment Bankers • Investment Bankers act as conduits between organizations in need of commercial financing and lenders with surplus funds to invest. Investment Banking Firms provide their expertise to organizations wishing to raise funds, thus utilizing preferential lender relationships for their clients. Phoenix Financial Services is an Investment Banking Firm.Loan Brokers • A Loan Broker acts only as a referral agent with one or more commercial financing lenders. • A Loan Broker's goal is to find as many applicants as possible and refer them to lenders. • Loan Brokers rarely concern themselves with the quality of, or the presentation of, applicants. • Loan Brokers function on the quantity of applicants rather than their quality. |